Hammock at Two Rivers new construction homes in Zephyrhills, FL

    Hammock at Two Riversby Taylor Morrison & D.R. HortonNew Construction Homes in Zephyrhills, FL

    Gated
    🏌️ Golf Cart Friendly
    Zone X - Low Flood Risk
    Gated Community
    Zephyrhills, FL
    Cost Report

    Price Range

    $443K to $1.25M

    Square Footage

    2,045 to 5,300 sq ft

    Est. Monthly Fees

    $692/mo

    Hammock is one of the villages that shows why Two Rivers isn't really one neighborhood. It is a gated village with 50- to 70-foot homesites, larger homes and access to The Landing private social club. That combination gives Hammock a different feel from the eastern villages like Fieldcrest and Ackley. There is more room between many of the homes, the homes themselves can be considerably larger and the neighborhood has a more private feel. But Hammock isn't just about the house. The Landing is designed to be an extension of the neighborhood, with a wellness center, fitness classes, tennis and pickleball, pools, dining and member events. It is currently scheduled for late 2026. So the real question for a buyer isn't simply, "Can I afford the house?" It's "Will I actually use the lifestyle I'm paying for?"

    Quick answer

    Hammock at Two Rivers is a new construction community in Zephyrhills, FL, with homes priced $443K to $1.25M, HOA $90/mo, CDD/MUD $3,807/yr, flood Zone X (low risk).

    Price range
    $443K to $1.25M
    Home sizes
    2,045 to 5,300 sq ft
    HOA
    $90/mo
    CDD / MUD
    $3,807/yr
    Flood zone
    Zone X (low risk)
    Access
    Gated community
    Builders
    Taylor Morrison, D.R. Horton

    Listing updated . Confirm fees and availability with the builder or community before buying.

    Growing Families
    Luxury Buyers
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    True Monthly Cost

    True monthly cost. Verified amounts are marked; anything unconfirmed is flagged.

    CDD / Stewardship

    $3,807

    Annually

    Source: Two Rivers West HOA/CDD overview (FY 2024)

    Est. Monthly Total

    $692

    community fees

    Club Fee

    $420

    annually

    Club Dues

    $250

    monthly

    Special Assessments

    $800 Club initiation

    * Fees shown are the latest amounts supplied for this listing, not a final quote. Confirm the current HOA, district assessments and billing periods with the community before buying.

    Learn more: CDD, MUD & PID fees explained · CDD vs HOA · Lot premiums

    Flood, Rental & Lifestyle Details

    Short-Term Rental Policy

    Long Term Only (6-12 Months)

    Flood Zone

    Zone X - Low Risk

    No lender flood insurance requirement

    Look up any address →

    Primary Use Case

    Full-Time Living

    Transportation

    🏌️ Golf Cart Friendly Community

    Exterior Materials

    Stucco

    The Vibe

    Hammock feels more private, more spacious and a little more polished than the smaller-lot villages in Two Rivers East. The gated entrance changes the feel immediately. Once you're inside, the larger homesites and mature landscaping beginning to take shape create more of a residential enclave than a traditional production-home subdivision. But the lifestyle isn't meant to be isolated. The Landing is intended to pull residents out of their houses and into the community. Fitness classes, tennis, pickleball, swimming, dining and social events are designed to make the club part of everyday life. For the right buyer, that combination of privacy at home and activity nearby is probably Hammock's biggest draw.

    Construction Update

    Hammock is actively selling and building. Current Two Rivers information shows multiple home collections operating within the village, with current offerings ranging from approximately 2,045 square feet to more than 5,000 square feet. Current listings include homes under construction with projected 2026 completion dates, so construction activity remains part of the neighborhood experience. The Landing is currently scheduled for late 2026, so the club is an important upcoming piece of the Hammock lifestyle rather than an amenity that has been operating for years.

    Pros & Cons

    An honest look at this neighborhood

    Pros

    • Larger homesite options Hammock offers 50- to 70-foot homesites, giving buyers more outdoor space and separation than the smaller-lot villages in Two Rivers East.
    • Gated neighborhood Hammock is one of the gated villages within Two Rivers, which can be a meaningful lifestyle preference for buyers who value controlled neighborhood access.
    • The Landing membership Residents have access to a private social club planned around fitness, swimming, tennis, pickleball, dining and social activities.
    • Nature is part of the setting Two Rivers was planned around woods, grasslands, water and trails, and Hammock's location gives residents access to that broader environment.

    Cons

    • •The lifestyle comes with additional costs The HOA and CDD are only part of the equation. The Landing is a private social club with its own membership costs.
    • •Construction is still part of the experience Even though portions of Hammock are already occupied, Two Rivers continues to develop and buyers should expect construction activity around the community.

    Things to Consider

    Important factors to be aware of before making a decision

    • High Traffic / Commute Delays
    • Ongoing Construction Noise
    • Limited Public Transit

    Community Amenities

    • The Landing The Landing is the major lifestyle amenity associated with Hammock. Current plans include: 23,000-square-foot private social club Wellness center Group fitness classes Yoga lawn Four tennis courts Eight pickleball courts Resort-style pool Six-lane lap pool Poolside dining Casual lunch and dinner Poolside food and beverage service Outdoor event lawn Member events Social and gathering spaces The Landing is currently scheduled to open in late 2026.

    Frequently Asked Questions

    Who provides internet/cable?

    Ultra Fi

    What are the schools zoned for this neighborhood?

    Chester W. Taylor, Jr. Elementary School Raymond B. Stewart Middle School Zephyrhills High School

    Is this a gated community?

    Yes, this is a gated community with controlled access.

    Is Hammock gated?

    Yes. Hammock is one of the villages with guaranteed access to The Landing private social club.

    When will The Landing open?

    Current Two Rivers information says late 2026. The club is being developed as a major lifestyle component of the western villages, including Hammock.

    What makes Hammock different from the other Two Rivers villages?

    The combination of gated living, 50- to 70-foot homesites and access to The Landing is the big distinction. Hammock offers more space and privacy than the smaller-lot eastern villages while also providing access to the community's most extensive private-club lifestyle offering.

    The Vicinity Take

    Hammock is for the buyer who keeps saying, "I want the amenities, but I don't want to feel like I'm living on top of everyone." The larger homesites and gated setting give you more breathing room, while The Landing is designed to give you plenty of reasons to leave the house. But there is a tradeoff. You're paying for that lifestyle in more than one place. There's the home, the HOA, the CDD and the private-club membership. If you're going to use the fitness center, pools, tennis, pickleball, dining and social events, that may feel like money well spent. If you aren't, there are other Two Rivers villages that may give you more value without paying for amenities you won't use. The best Hammock buyer isn't necessarily the person who can afford the biggest house. It's the person who will actually use what makes Hammock different.

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