Northwater at Two Rivers — New Construction Homes in Zephyrhills, fl

Northwater at Two Rivers is a new construction community in Zephyrhills, fl, with homes priced $341K–$400K, HOA $140/yr, CDD/MUD $2,174/yr, flood Zone X (low risk).

Community details

Amenities

Frequently asked questions

What are the schools zoned for this neighborhood?
Chester Taylor Elementary School. Two River Schools are Planned
What's Different About Northwater?
The neighborhood has its own identity. You're not simply buying into a massive development and hoping a neighborhood eventually forms around you. Northwater has its own clubhouse, pool, playground and outdoor spaces, while still being connected to everything Two Rivers is building around it.
Who Northwater May Be Best For
Growing families The 3- and 4-bedroom floor plans and neighborhood amenities make Northwater a natural fit for families looking for more space. Buyers who want amenities without a resort-community price point The village has its own pool, clubhouse and outdoor gathering spaces. New-construction buyers who want a larger master-planned setting Northwater gives buyers the advantages of a smaller village while still being part of the larger Two Rivers community. Buyers comfortable being early in a community's growth If you like the idea of watching a community develop around you, Northwater may be a good fit.
The Vicinity Take?
Northwater isn't simply a collection of new homes. It's a village inside one of Zephyrhills' largest master-planned developments. For buyers, that means the decision isn't just Which floor plan do I like? It's: How do I want to live—and does Northwater fit that lifestyle? That's the question worth answering before comparing builders, incentives or countertops.
Is Northwater a separate community from Two Rivers?
No. Northwater is one of the individual villages within the larger Two Rivers master-planned community. That's why you'll see some amenities that are specific to Northwater and others that belong to the larger Two Rivers development.
Does Northwater have its own pool and clubhouse?
Yes. Northwater has its own amenity center with a clubhouse, pool, playground and outdoor gathering areas. The village also connects to the larger Two Rivers trail network.
Will the future K–8 school be considered a Northwater neighborhood school?
That's the plan, but don't assume the final attendance boundary until Pasco County confirms it. The school is planned next to Northwater, which is a significant potential benefit, but future school assignments should be verified before purchasing.
What is HOA and CDD at Northwater?
Current published information has shown Northwater HOA fees around $90 per month, although you should verify the current assessment for the specific home you're considering. That's not an especially alarming number for a new-home community. The CDD is another matter. Northwater is within the Two Rivers North Community Development District, and current published property information has shown annual CDD assessments in roughly the $1,700–$2,200 range depending on the property and assessment year. That's roughly another $145–$185 a month when you divide it across the year. So if you're comparing Northwater with another community because the HOA looks reasonable, stop there for a minute.

Last verified 2026-09-02 by Vicinity.